Happy Malay Family in Car
Trusted in Klang Valley Since 2004

Accessible used car financing for Malaysian drivers

Simple, fast, and transparent hire purchase solutions through our network of 1,000+ panel dealers across Kuala Lumpur and Selangor.

24hrs
Fast Approval
40k+
Active Hirers
1,000+
Panel Dealers
800M+
Total Assets
Our Offerings

Comprehensive financing tailored to your needs.

Vehicle

Hire Purchase Financing

Flexible HP plans for used vehicles designed for buyers who may not qualify under traditional bank criteria. Fast and accessible.

Lifestyle

Furniture Hire Purchase

Making quality home furnishings accessible without large upfront costs. Simple applications with fast approvals.

Protection

Motor
Insurance

Authorised agent for Malaysia's leading insurers. We help you find straightforward, competitive, and trusted motor cover.

Your Journey to the Driver's Seat

Four simple steps. Zero complex paperwork.

1

Find Your Car

Visit any of our 1,000+ authorised panel dealers across KL and Selangor to browse and test drive the right used car for your budget.

2

Submit Application

No direct walk-ins needed. Your dealer handles everything and submits the application on your behalf with minimal documents required.

3

Loan Approved

We assess and usually respond within 24 hours. Review your HP agreement details, sign, and finalize.

4

Drive & Manage

Drive away! Manage your instalments seamlessly on the MyELK-Desa+ app via JomPAY or FPX.

Trade Network

Are you a used car dealer?

Grow your business with fast approval decisions, dedicated support, and simple application processes through our panel network.

Bursa: 5228

Investor Relations

Access our latest corporate disclosures and financial performance metrics.